LIC Jeevan Lakshya Plan 733 – Endowment Insurance Plan
Parivaar ki aarthik suraksha aur long-term financial stability ka mazboot plan.
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Bhai, LIC Jeevan Lakshya Plan 733 sirf ek bima nahi, balki ek vishwas hai. Agar parivaar ka mukhiya (proposer) na rahe, tab bhi ye plan parivaar ke long-term financial goals ko prabhavit hone se bachata hai.
Eligibility Criteria (Latest 2026)
| Parameter | Details (PDF Based) |
|---|---|
| Minimum Entry Age | 18 Years (Completed) |
| Maximum Entry Age | 50 Years |
| Policy Term | 13 to 25 Years |
| Premium Paying Term | Policy Term minus 3 Years |
| Sum Assured | ₹2,00,000 to No Limit |
Policy Benefits: PDF ke Mutabik
1. Maturity Benefit (Survival)
Agar policyholder term ke ant tak survive karte hain, toh milta hai:
Sum Assured on Maturity (Equal to Basic Sum Assured) + Vested Bonuses + Final Additional Bonus.
2. Death Benefit (During Policy Term)
Death hone par nominee ko “Sum Assured on Death” milta hai, jo inka kul yog hota hai:
- Annual Income: Basic Sum Assured ka 10% har saal (Death ke agle saal se lekar maturity date se pehle tak).
- Lumpsum at Maturity: 110% of Basic Sum Assured + saare Bonuses.
- Premium Waiver: Future ke saare premiums maaf (LIC khud bharti hai).
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Frequently Asked Questions (6 Key Q&A)
Kya maturity case mein bhi 110% Sum Assured milta hai?
Nahi bhai, Survival (Maturity) ke case mein 100% Basic Sum Assured milta hai. 110% wala rule sirf Death Benefit ke case mein lumpsum payment ke liye hai.
Income benefit kab se milna shuru hota hai?
Death hone ke baad wali policy anniversary se lekar maturity anniversary se theek pehle wali anniversary tak har saal 10% paisa milta hai.
Kya is plan par loan suvidha hai?
Haan, 1 saal ka poora premium bharne ke baad aap policy par loan le sakte hain.
Kya ye plan tax-free hai?
Haan, Section 80C ke tahat premium aur Section 10(10D) ke tahat maturity tax-free hoti hai (Bhartiya tax kanoon ke anusar).
Plan 733 aur Plan 933 mein kya farq hai?
Ye wahi purana plan hai jise LIC ne 2024 ke baad naye rules ke sath UIN: 512N297V03 ke naam se update kiya hai.
Kya maturity amount ko installments mein le sakte hain?
Haan, isme ‘Settlement Option’ milta hai jisse aap Maturity ya Death benefit ko 5, 10 ya 15 saal ki kishton mein le sakte hain.
Who Should Buy LIC Jeevan Lakshya Plan 733?
LIC Jeevan Lakshya Plan 733 un logon ke liye sahi hai jo long-term financial security ke saath disciplined savings chahte hain. Ye plan salaried aur self-employed dono ke liye suitable hai, khaaskar un families ke liye jahan ek main earning member par poora ghar depend karta hai.
Agar aap chahte hain ki aapki absence mein bhi aapke parivaar ko regular income milti rahe aur maturity par ek lump sum amount secure ho, to ye plan ek balanced endowment option ban jata hai.
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*Disclaimer: Insurance is a subject matter of solicitation. Returns depend on LIC’s experience.